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An emergency loan is a personal loan used to cover urgent, unexpected expenses—like medical bills, car repairs, or sudden job loss. Explore More Loan Options Credit Card Consolidation Loans You could pay off high-interest debt & pay less, with manageable monthly payments. Jan 18, 2026 Β· These loans typically range from $500 to $5,000 and can be used for things like medical bills, car repairs, or other urgent costs. Learn how to secure an emergency loan with bad credit, exploring options and strategies to navigate financial challenges effectively. When your immediate need for emergency cash starts calling, OneMain is in your corner. When you need to borrow money today, online applications, quick decisions, and timely payouts are the key to getting cash in your hands with fast loans. Installment Loans Get the money you need now and repay it over time in fixed monthly installments. We offer emergency Personal Loans of up to Rs 5 Lakh to help you manage those urgent financial needs. 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When you need of cash urgently, what matters most is speed, transparency & ease of access. Get urgent loan upto Rs 2. Rates start as low as 7% for qualified borrowers. Where to get help in an emergency with food, housing, bills, debts, and emotional support. Get an emergency loan instantly! Apply for an urgent personal loan online with quick approval, fast disbursal & low interest rates. Easily apply online today! Learn how to get emergency money by taking out a loan, using a credit card or asking family or friends for help. Potential Credit Score Impact: Does the lender report to the major credit bureaus? Emergency loans often offer flexibility, allowing you to use the money to address a variety of unexpected expenses. Emergencies can happen no matter how well you plan. Jan 12, 2026 Β· Many credit cards have interest rates of 20 percent or more, while the average personal loan interest rate hovers just above 12 percent, making them a cheaper emergency funding choice. 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